Tata Aig Health Insurance-Hospital Care

By DerrikKyle on March 15, 2010, 5:25 pm

Tata AIG Health Insurance comes with different features and benefits. Hospital Care is a one of the health insurance product that takes care of all your unforeseen hospitalization expenses due to  accident. It includes hospital room charges, operation theatre charges, surgeon’s fees, pathology test, x-ray, etc. Besides the regular hospitalization expenses, it also covers incidental expenses like food and commutation by your immediate family members.

The following benefits are available in three different options-Accident Hospital Cash- It provides daily hospital cash benefit up to 60 days, available in Rs.1,000/-, Rs.2,500/- and Rs.5,000/-ICU Benefit- It provides double hospital cash benefit up to 15 days (2 times), available in Rs.2,000/-, Rs.5,000/- and Rs.10,000/-Accidental Death- In case of accidental death of the insured, the 100 times of the daily hospital cash benefit will be provided. It is available in Rs.1Lakh, Rs.2.5Lakh and Rs.5Lakh.Operation Theatre Charges- It is available in Rs.5,000/- Rs,10,000/- and Rs.10,000/-Surgeon Fees- Available in Rs.10,000/-, Rs.20,000/- and Rs.20,000/-Anesthetist’s Fees- Available in Rs.10,000/-, Rs.20,000/- an Rs.20,000/-Pathology Tests-Available in Rs.2,500/-, Rs.5,000/- and Rs.5,000/-X-ray Charges- Available in Rs.1,000/-, Rs,2,000/- and Rs.2,000/-Ambulance Charges- The benefit is provided for transporting the insured person form one place to another, available in Rs.2,500/-, Rs.5,000/- and Rs.5,000/-Physiotherapy Benefit- The benefit will be provided up to 30 days to recover fast during confinement in the hospital, available in Rs.5,000/-, Rs.10,000/- and Rs.10,000/-

This policy can be taken on individual basis and for family. The premium rates are very lower. For a self Rs.1,000/-, Rs.2379/- and Rs.4142/-, for family Rs.2749/-, Rs.6542/- and Rs.11391/-

 

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