Product DescriptionThis digital document is an article from Mississippi Business Journal, Thomson Gale, 2 Published in February 2004. The length of the article is 914 words. The length of the page above on a typical 300-word side. The article is delivered in HTML format and is available in your Amazon. com Digital Locker immediately after purchase. You can view it with any web browser. Citation Details Title: Small businesses feel that the benefits and costs of the House Insurance and the availability of important questions remain for many. (Focus Insurance & Benefits) Author: Becky GillettePublication: Mississippi Business Journal (Magazine / Journal) Date: 2 February 2004Publisher: Thomson GaleVolume: 26 Issue: 5 Page: 19 (1) Distributed by Thomson Gale
Posts Tagged ‘Questions’
Small businesses believe that the benefits and costs of the House Insurance and the availability of important questions remain for many. (Focus on insurance and workers’ … Article from: Mississippi Business Journal
Wednesday, July 28th, 2010Open for Questions: The President’s Health Reform Proposal
Saturday, June 5th, 2010
Nancy-Ann DeParle answers your questions, submitted in advance to whitehouse.gov and taken from a live audience on Facebook, about the Presidents Health Reform Proposal.
Rehabilitation Hospital: 7 Important Questions to Ask First
Tuesday, May 18th, 2010If your medical team is recommending a stay in a rehabilitation hospital before you go home, you probably need to get stronger and the rehab hospital is the perfect place for intensive therapy. Below are seven questions you will want to ask.
1. How much therapy is planned?
At a rehab hospital, each patient is placed in an intensive therapy program, based on individual needs. A patient will often receive several hours of therapy per day to aid in recovery, which may be a combination of physical therapy, occupational therapy and speech therapy.
2. Why is a rehab hospital being recommended for me?
In most cases, you are sent to a rehab hospital when you are too “well” for the acute care hospital but not yet strong enough to return home. Usually, you will receive more therapy in a rehab hospital than you would receive in a skilled nursing facility. (You will also receive more therapy in a skilled nursing facility than in an assisted living facility.)
3. How many days of insurance coverage you will have at the rehab hospital?
Do not assume that because you have Medicare and supplemental insurance that all of your days of admission will be covered. And conversely, the rehab hospital may be reluctant to let you go before all of your days are used up. It is astounding, but sometimes family members have to argue to get a patient discharged before all of the days are used up.It is often a delicate balance to determine how much time in a rehab hospital is “enough.” If you leave the hospital before staff recommends it, you may have to sign documents acknowledging that you are signing out “AMA” or “against medical advice.” If you do leave “AMA,” you will have to do extra planning to return safely to your home.
4. How much therapy does my insurance cover? How many visits? How much per visit?
You cannot assume that all of your therapy charges will be coveredask this before you get transferred there. See if your insurance requires therapy preapproval, and if so, how many visits will be covered. In some cases, you may end up with a bill for the unpaid therapy services. You will want to confirm whether you will be required to pay any residual balance after your insurance(s) have paid.
5. Which rehab hospital is being recommended?
You may have a choice on which rehab hospital to choose, depending on where you live. There could be a rehab hospital that specializes in brain injuries, for example. If you had head trauma, it might make more sense to reside there and get the utmost benefit available, and maybe have a shorter stay than one at a rehab hospital that does not have the same experience and expertise. If you have a choice to make about which rehab hospital to choose, you will want to gather some information about each. You will want to get the name, address, phone number, and name of the contact person for each facility. See if the facility specializes in treating people with your particular diagnosis. You will need to know what therapy services are being recommended for you, and if they are available at each facility.
6. What should I bring?
The rehab hospital will provide the medical equipment and other adaptive devices to aid in your recovery. There are other things you can bring to make your stay more comfortable. If you brought clothing and toiletries with you to the acute care hospital, you may want to bring them to the rehab hospital. Things you might consider bringing include the following: robe, socks, sweater, scarf, headband, slippers, pillow, blanket, sleep mask, ear plugs, earphones, razor, shampoo, conditioner, lotion, books, magazines, DVDs, DVD player, radio, and basic toiletries. Bring several sets of loose and comfortable clothes, and don’t forget sturdy walking shoes. You have to get dressed every day, and the staff will not allow you to stay in your robe and slippers.
7. Should I bring my prescription medicines?
It is also a good idea to have a 2- to 3-day supply of your medications to bring with you to the rehab hospital. In this way, in case there is a mix-up of some kind, you are assured that you will not miss any doses of medicine.
In conclusion, a stay at a rehab hospital will give you the chance to recover from your illness to the greatest extent possible. The therapy program is designed to meet your specialized needs so that you can get as strong as possible to return to your home.
11 Questions About Medical Bills
Tuesday, April 27th, 2010When you are receiving medical treatment, especially if you were in the hospital, you will get a lot of billing documents in the mail. It will be less confusing if you know that there are three basic types of mail you will receive for each treatment. This article will discuss what these documents are, what information you need to record, and when to pay the balance due, if any.
1. How should I file the statements, invoices, and explanations of benefits forms?
It is important that you open up every single envelope, because you could end up throwing away a reimbursement check! You can sort the documents you will receive in three ways:
(i) By medical provider (for example, doctor’s name, hospital name, or lab name);
(ii) By date of the first medical procedure or service on the document (since many documents itemize services from several dates grouped together on the same form); or
(iii) By type of document (for example, all invoices from medical providers, all explanations of benefits forms from your first insurance company, all explanations of benefits forms from your second insurance company).
Any of these systems will work. What is important is to be consistent in the filing method you use and to keep it constantly up to date. If you keep track of your medical bills as they arrive, you will know when it is time to pay and how much to pay.
2. What documents will I receive if I have medical insurance?
If you have a private insurance plan (Blue Cross, Blue Shield, etc.), or if you have Medicare with a supplemental insurance plan, there are three types of documents you will probably receive. They are:
(i) The initial statement or invoice (this may or may not be sent out);
(ii) The Explanation of Benefits; and
(iii) The final bill.
3. What does it mean when the document says, “This is not a bill”?
The first document you may receive in the mail is an initial statement or invoice from your medical provider. Not all offices generate and send this form. But, if your doctor or hospital does, this invoice will usually say “This is not a bill,” and it itemizes all of the services you received.
Unless you are a “private pay” patient who is responsible for all of your medical bills, you will probably not have to pay that entire total you see at the bottom of the bill. This form is simply telling you how much is being billed to your insurance company.
4. What is an “EOB”?
After the claim is processed, you will receive a second type of document called an Explanation of Benefits (EOB). If your primary insurance company is Medicare, you will receive a form entitled “Medicare Summary Notice” that itemizes which services they have processed. Medicare or the insurance company will either authorize payment or deny it; this statement will tell you how much of the bill was approved for payment and who was paid.
5. If my claim is denied, what do I do now?
If you see that the claim is denied, call the biller at the office to see what caused the denial. It could be something as simple as a wrong code. Ask that the claim be re-submitted. Most offices will do this automatically, but it does not hurt to call to follow up.
6. I think I need a chart to keep track of all of these claims. What kind of information do I need to record?
After the claim is paid, you will note:
(i) How much was “approved”;
(ii) How much was paid;
(iii) The date it was processed;
(iv) If the payment was to you or to the provider; and
(v) If the provider “accepted assignment” of the claim.
7. Do I cash the reimbursement check or send it to the doctor?
If there is a check issued to you, deposit the check, then pay the medical provider the same amount you were reimbursed. Make a photocopy of the check for your records.
8. What if I have a second insurance policy?
If you have a second insurance, the medical provider’s biller will submit a claim to that second insurance company after the first insurance’s Explanation of Benefits form is issued. The second insurance company will also send you an Explanation of Benefits (EOB) for each item considered by the first insurance company.
When you receive an EOB from your second insurance, you need to record on your chart:
(i) How much was approved for payment;
(ii) The date it was processed;
(iii) How much was paid;
(iv) Whether the payment was to you or directly to the medical provide; and
(v) Whether you have a balance due for your out-of-pocket payment to the medical provider
If you have two insurance policies, then you will determine how much you will have in “out of pocket” expenses for that service, now that both insurances have processed the claim.
9. What is the “final bill”?
The third type of document you is the final bill, which you will receive after all insurances have processed your claim. It will show the amount of the original bill, each payment from insurance, any “write offs” or discounted balances and, finally, your balance due.
10. What if my “balance owing” does not match what is on the final bill?
If you receive a statement from the doctor’s office showing a balance owing, and it does not match your records, call the biller to ask for an explanation. If you do not understand the terminology or jargon, keep asking until you have a satisfactory explanation. You may want to have a meeting with the biller so that you can present your paperwork and show how you arrived at the amount due.
11. Why do I need to track every health insurance claim?
By tracking each claim as it works its way through the system, you will know when an invoice arrives whether it is simply informing you that your first insurance has made payment, and you can file it away, or whether that claim has been processed by both of your insurances and it is time to get out your checkbook, if a balance is due.
Remember, if you use a recordkeeping system to keep track of your medical billing, you will be more likely to get all the benefits due to you from your insurance coverage. You need to know that you are not paying out-of-pocket for services that are covered by insurance.
10 Questions to Ask Before Hospitalizing Your Kid in a Psychiatric Facility-From Cary and McHenry
Wednesday, April 14th, 2010As a parent, you are likely to be one of the first to recognize when your child may have a serious emotional or behavioral problem. What do you do first? What if someone you consulted has recommended that your child be hospitalized in a psychiatric facility?
Before doing anything else, gently engage your child in a dialogue about his or her feelings. You should also discuss your concerns with your kids teachers, coaches, school counselors or any other adults who may know him or her well. In many circumstances, this alone may be sufficient to begin the process of a sound resolution to the problem without more serious interventions, like hospitalization.
However, the following are some red flags which would indicate that it may be appropriate for you to assess the need for professional treatment options, such as, a psychiatric evaluation.
If you discover that your child has been sexually abused, delinquent, abusing drugs or alcohol or getting in trouble with the law, you may feel furious or panicked. As a matter of fact, you may not know what to say or do.
At this point it may be appropriate to consult a mental health professional ,apprise him or her of the situation, and ask for a recommendation.
If treatment in a psychiatric facility was recommended for your child, you may be frightened and confused. Hospitalization can be one of a range of viable options for your son or daughter. As a parent, however, you will gain a better understanding of your childs proposed treatment by receiving answers to the following questions:
1. Exactly why is inpatient treatment being recommended and how is it supposed to help?
2. What other alternatives are appropriate for my son or daughter besides treatment in a hospital, and how do they compare?
3. Specifically, what type of therapies will be included while he or she is in the hospital and how are they better than outpatient therapy?
4. How will our child be able to keep up with his or her school work while in the facility?
5. Will my child receive in depth psychological testing and psychotherapy by a clinical psychologist while hospitalized? Or will the treatment mainly consist of drug therapy by a psychiatrist?
6. How long do you expect that our child will be in the hospital, what are the fees and what avenues are open to us to pay for these services?
7. If the insurance company denies or severely restricts coverage and we can no longer afford to keep our child in the hospital, what alternatives are available if inpatient treatment is still necessary?
8. As parents, how will we be involved in our childs treatment, including the decision for his or her discharge and after-care? Will we be attending family counseling sessions regularly?
9. What criteria will be used to discharge our kid from the facility?
10. When our child is discharged, will it be necessary for him or her to receive follow-up care? If so, will it include regular psychotherapy to get to the heart of the matter, or just refinement of the medication plan? How will the family be involved and how much will it cost?
Hospital treatment is an important matter. You should raise the above questions before your child or adolescent is admitted to the hospital. It is crucial that you are informed and included as part of your childs treatment. Only then can you become all important contributors to it.
If after asking the above questions, you still have concerns, never hesitate to get a second opinion.
Payment Questions and Answers
Saturday, February 27th, 2010Apr> homework support?i keep getting the wrong answer.. can you explain me how to do this.. gratefulness for your helpFirst America Bank’s monthly grant charge on a 48-month $20,000 loan is $518.65. The U.S. Bank’s monthly payment allowance is $529.98 for the same loan amount. What would be the APR for an auto loan for respectively of these banks?Are collection agencies allowed to make a payment interest to a debt that have be written bad?What happens if they own not connacted you and still want to charge you that interest?Are collection agents required to transport you a statement next to vocabulary of agreement past you clear them?A credit card company sent me a letter agreeing to adopt a reduced amount as payment within full for credit card charges. I called them and we discussed the language. After thinking about it, I arranged I should get the untried terms surrounded by writing from them before I started making the payments. Well, they veto to send me the jargon until they set up the payment depiction (my bank side # for drafting). So now we are at a standoff. Is within a law that requires them to provide the specific agreement surrounded by writing?Are credit card payment offer legit?For example, sometimes I receive a $100 certificate near my credit card bill that is supposedly redeemable for up to $100 surrounded by gifts. It seems too polite to be true. Is there a pick up?Are Credit Scores base solely on Credit History or is your income also a determining factor? What I’m asking is: If you are poor and have an excellant payment history, never deferred on a credit card payment or house payment, etc., would you hold as high of a credit score as someone who is ‘well to do’? I’m not asking if a poor human being could get a million dollar loan, I’m sure income is a factor there; I’m asking if their credit evaluation would be the same, based on a model credit history. Please help me with an answer. Thank you.Are creditor required to report to you when they tender something that will mess up your credit rating?I was going to be at the rear on a large fee to a creditor. When I called them they said I could fashion the regular payments and we would set up a plan for the larger bill. They even sent me coupons for the payment plan. The plan be to only concluding a couple of months.Later I checked my credit rating and it showed late payments to this company for the time I be on the payment plan. I call them and they said I was still considered unsettled even though I was on the plan. I comprehend that, but I wish they would own said something when they set it up. They made it sound approaching everything was going to be fine so I didn’t even estimate of trying to find other sources to pay this debt.Are creditors required to distribute a getting of reimbursement?I paid off a debt, but the collection agency have not sent out any receipt that I made a payment. I enjoy no records of any payment made to them, except for the cancelled checks. Is nearby legal recourse against them ? Another creditor is claiming I still owe on this debt, and w/o receipts they say they will embezzle me to court. I do have all post, and cancelled checks, along with a mail account sent certified when I sent the pay-off in, along w/ a 2nd certified recipt and letter asking for a delivery.Are debt collectors compensated by commission?I have started aggressively to take-home pay my debts. I was olden due on a credit card. Online I set up the payment plan. To bring the bill current surrounded by one week and then $50 twice amonth till rewarded in full. It will be remunerated off surrounded by 2 months. I received a call from a debt collector and he said if I didnt build a payment today on the phone I would seize charged a late payment. I already made the payment calendar online. He said he could delete it and since I was making the expense over the phone wave the unsettled fee. Was this a tactic for him to find commission on the payments I was setting up?Are here any programs for someone near fruitless credit to carry a home Loan? I am getting divorced.Once my wife was no longer living with me, she be unable to intercept the mail, and the phone call, and I found out that she had not been paying most of the bills. She also have bounced ALOT of checks. I have been working to receive things paid off, and just have one $7500 hospital bill that I didn’t find out about untill the hospital sued me. I enjoy set up a payment plan with the lawyer. Needless to say my credit report isn’t pretty. I make give or take a few $50,000 a year, and I am wondering if there are any loan programs that would take into justification my situation and my efforts to pay my outstanding debts. I would love to be capable of buy a home for me and my children, and would appreciate any info I could get.By the way, If you are wondering how this adjectives happened to me, it is a long story that involves drugs on my wife’s part, and a integral lot of denial on my part.Are home equity loans a accurate agency to consolidate debt? If not what is better? Instead of paying on 2 credit cards that are fairly high balance, should I pay them off near a equity loan and have one payment and maintain my credit card balances zeroed out each month…..Are in attendance any discouraging credit- credit cards out in that?without a lot of scam, like deposit fee, start up payment, yearly fee, etcAre in attendance any lenders who dont require credit fico score(for refinancing?I had bad loan on my property,my sum start going up,it came to a point i coudnt catch up beside my monthly payment,after my loan was modified from adjustable to fix rate .immediately my loan is current but my credit got massed up,ineed to refinance &combine my 2 loans & make it one what should i doAre in attendance any retailers that will bestow brass for a credit card return? i owe a minumum payment and i need to repay it. this could be a way to dance around it..Are nearby any law against a cred. crd com. that reduced a crdt flash by 1/2 after individual pd dwn?I have be with a company for almost 4yrs and had a credit vein of 5K. I aggressively paid it down to partly of the balance so far. Well, I disappeared for vacation on May 27 and forgot to be paid a $20.00 payment on another bill thus making it late–and the 5k credit card reduced my credit line to $2700! I could not believe this, this have lowered my credit score and raise my income to debt ratio!! Is this legal? Can they do this and nil be done?? I am literatly sick from this. I have be working so hard to verbs up my credit and it appears that they will ding you for everything now. Can someone hand over me some information to help me punch-up this?Are nearby different formulas used for loan amortizations?I have a loan and the expense works out as I have calculated however when I made my first reward a much larger portion went to interest than what I calculated. I go to several websites and they all calculated equal amounts as I did as to the amount of interest and principal that should be applied with respectively payment… the guy at the edge couldn’t explain it. My concern is that I want to pay the loan past its sell-by date early and I don’t want shrunken payments going to interest when they are supposed to pay down the principal.Are online reimbursement gateways really immobilize?I know there are seriously of payment gateways online today, and they adjectives have their perk, but my concern is this: are they really secure? Call me cynical or paranoid, but I don’t fancy the thought of someone else filch my hard-earned money.Are these policy official?I had contacted a collection agency this afternoon to resolve a debt to be precise now 2 years matured. In doing so they asked me for my phone # and address and I refused to make a contribution them either because I did not want to be hasseled by collectors. I explained I simply want to know where to distribute payments to. He told me he couldnt give me the address unless I offer my address and phone # (is that true?). After speaking with the supervisor (who be just as sturdy headed) I then go on to try and negotiate a payment arraignment and he said beside it being so matured of a debt they would only except gift in full. I next told him I will send a hundred dollar money on the 2000.00 dollar medical debt and if they didnt want to except it they could send it put money on. I am a student and do not have 2000 and dont deduce I will see that much cash anytime contained by the immediate adjectives. Will they send it hindmost? Do I have perfect enough grounds for a resonable complaint and to whom do I complain because it seem there adjectives jerks!Are within any debt consolidation companies that are run or approved by the organization?I have a friend who is almost 30K in debt. His credit is still okay – but he’s going to own a heck of a time paying off the cards and his motor payment – rent – bills – etc.I ruminate a lot of debt consolidation companies are crooked and filch advantage.What do you imagine the best thing is for him to do?(I don’t requirement answers like – don’t spend what you don’t own. He needed that advice years ago. He’s trying to fix the problem very soon.)Are within credit counseling option if you own honest credit?My boyfriend has roughly 18k surrounded by credit card debt. His credit score is 760 and we own a house together. We’ve contacted human being to person lend organizations and contacted his credit card companies to ask them to lower the rates, which they wouldn’t because they said his symmetry was too big. He never misses a payment and pays extra when he can, but a moment ago can’t get a pedal on it. Is there credit counseling or debt consolidations for folks who owe over 30% of their income to debt but have great credit?Aren’t credit card companies some of the biggest crooks around?I just go over on my credit card by a few dollars because the company decided to distribute me a 34 day billing cycle this month. My interest be 181 and I only have 177 available credit. I paid adequate last month to know how to cover the interest this month because I knew I would no longer know how to pay my bill any more as my stash is depleted and I don’t make much money. My interest rate go from 21% to 29% a couple months ago even though I never missed a payment or be late or over surrounded by the past 4 years that I hold had the card. This made it more difficult because I used the available credit on that card to buy groceries. Now I be paying most of the payment surrounded by interest. I think credit companies engender it harded to pay stale stuff even when you intend to. I guess I don’t have to verbs about man over because I can’t pay my bill any more anyway. If my interest would hold been kept temperate my payment would enjoy been lower and I could own paid longer.As a authorized user, I used my departed husband’s credit card -do I hold to payment?I made payments but a collection agency is ruining my credit by attempting to collect the entire debt. My husband is deceaased and I did use the card. I was not a combined user.Ascent visa card?ok i know theirs a way too payment my ascent credit card online .. and i cant find it looked over 2 hours for it .. the card i have is a Ascent visa .. from plains commerce mound in hovan south dakota … can anybody backing … cant get customer service 2 answer their phone perchance closed .. payed online once before soooo please facilitate… thanksassistance beside credit?im 22 im starting my credit and i got a washer n dryer and it will be payment off contained by a couple of months, that will start my credit up, will it be a low score or will it be suitable? i want to get a home loan after this is rewarded off from country widehome loans…if u ever hear of them..could i get one or not?assistance contained by consolidation.? i have student loan 8000 at 5.3
12 Important Questions: Home From the Hospital
Monday, July 30th, 2007These are the 12 questions you will want to consider before you are released from the hospital back to your home. They cover issues of accessibility, mobility, and the continued level of care you will need to help speed your recovery.
1. Who decides when I can return home?
While you are in the hospital, the medical staff considers your needs and decides to which setting you will be released. If you are able to recover without a lot of extra assistance, you are returned to your home. In situations where more care is needed, a patient may be moved to a rehabilitation hospital (where intensive therapy is available) or to a skilled nursing facility (where some therapy is available).
2. How do I know if the rooms in my home will be accessible to me?
In planning for your release to your home, the home setting needs to be evaluated to determine which rooms are accessible and which are not. You may need for a therapist on staff to inspect your home for safety and suitability before you return there. For instance, the number of steps into the house is important to know and, also, if there is a second floor.
3. Will a wheelchair or a walker fit through the doors in my house?
If you are using a wheelchair, the width of the chair needs to be measured against the width of the doorways to the rooms that you will use. Measure each doorway. Even though you may have a single-story home, you may find that there are some rooms you cannot get to if the doorframes are not wide enough to accommodate a wheelchair. Even if your whole house is not accessible to you, you may be able to use the rooms that you need, such as the bathroom, kitchen, and bedroom.
4. What changes in my house do I need to make to use a wheelchair or a walker?
Have someone do a walk-through to see if there are any obstructions that would impede getting from room to room. Check for throw rugs or mats that would slow down a wheelchair or a walker, or that might make it a little more difficult if you are still a bit unsteady on your feet. If you are using a wheelchair, allow enough room between the bed and the wall so that the chair can be next to the bed to assist you in getting in and out of bed.
5. Will my bathroom need to be modified?
If the bathroom is not wheelchair accessible, you may need help from someone in order for you to walk from the doorway to the toilet, or you may need to rent a commode chair and place it in another area of the house until you are steadier on your feet. It may be that the bathroom is accessible, but you need a raised toilet seat and grab bars next to the toilet so you can get off the toilet safely. You may need a chair for inside your bathtub or shower. Find out if you will be able to reach the bathroom and kitchen sinks in the house or if you will need assistance.
6. Will I need a hospital bed for use at home?
If your bedrooms are on the second floor, you may need to use a hospital bed on the first floor until such time that your mobility improves and you can handle the stairs. The hospital bed may be a more comfortable choice since its height can be adjusted for ease in getting in and out of the bed.
7. Will I be able to use my telephone and television?
You will need to be able to reach the telephone, so you may need a longer cord and a lower table for the telephone. The television needs to be in a location where you can watch it, so it may need to be moved and you may want to find an easy to use (larger numbers and buttons) remote control.
8. What kind of activities can I continue to do?
There are other issues having to do with mobility and accessibility that will depend on your particular lifestyle, so think of what a typical week or month would be like for you. Figure out who will be able to help you get to appointments, if necessary. If you attend religious services and you need help getting there, find a friend who will pick you up and bring you back.
9. What if I need extra help with bathing, for instance?
Depending on your needs, you may have someone stay with you to provide help. A home health care aide may be available through home health services to come in and help with bathing, grooming, and dressing. Find out the extent of your insurance coverage for these services. You may also receive physical, occupational and/or speech therapy through the home health agency.
10. Can I get someone to help me prepare meals?
In addition, you may need help with chores, meal preparation, and shopping. You will need to find out who can help you with these tasks. In some areas, your county may have in-home help available if you meet the income requirements. The discharge planner at your hospital will know about resources available in your local community. Also, you may be eligible for Meals-on-Wheels for a period of time: confirm how many meals per day and for how many days you can receive this service. Please remember, Meals-on-Wheels is usually an out-of-pocket charge, meaning you pay for this service without reimbursement from your insurance company.
11. My finances are a mess. What can I do?
You will need to take care of your financial issues and money management. If you are not able to handle the mail, paying bills, and banking, find someone who can help you. It may be a family member, a friend, an attorney, or other fiduciary that you choose.
12. Will I be able to keep my pets at home?
If you have pets—dogs and cats are especially good for promoting one’s well-being and recovery—be sure to have details available regarding your veterinarian, boarding facility, and who will pet-sit in an emergency or as a favor. Your favorite pets by your side may be the best part of being home. Be especially careful navigating around your house if you are using a wheelchair or walker and your pets tends to get underfoot—this could cause an injury to you or to your beloved pets. Also, you need to store the pet food where you can reach it if your mobility is impaired.
Remember, planning ahead will made your recovery go more smoothly and you will experience less frustration if you have planned for your particular needs and restrictions. Your home may not be fully accessible to you right away, but with modifications and planning, you may have the comfort you need to help you feel much better.
