1. Shifting you to more crowded county hospitals
2. Putting you in dorm type rooms.
3. Putting you in the mental ward.
4. Sending you to a rest home.
5. Losing your valuables.
6. Forgetting you’re there.
7. Making you wait, and wait, and wait…
8. The food.
9. Wrong dosages.
10. Wrong drugs.
Here are ten useful tips of advice from a personal injury lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in Hermosa Beach, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com and learning how we can assist you.
Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.
First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.
Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.
Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.
Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.
Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.
Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.
Seventh, call a good personal injury lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good personal injury lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good personal injury lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most personal injury attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.
Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.
Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.
Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.
If you’ve had a personal injury in Hermosa Beach, Manhattan Beach, Palos Verdes Estates, Rancho Palos Verdes, Torrance, Carson, Redondo Beach, El Segundo, Marina del Rey, Venice, Santa Monica, Santa Barbara, Ventura, Oxnard, Cambria or San Luis Obispo or anywhere in Southern California, we have the knowledge and resources to be your Hermosa Beach Personal Injury Lawyer and your Manhattan Beach Personal Injury Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.
If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com and learn how we can assist you.
Posts Tagged ‘auto’
Hermosa Beach Personal Injury Lawyer?s Top Ten Ways Hospitals Mess With You After an Auto Accident
Wednesday, March 31st, 2010Will Auto Insurance Companies Reimburse You for Lost Wages?
Sunday, March 21st, 2010You didn’t ask for this. You didn’t want it. You didn’t deserve it. So why on earth are you sitting in a hospital room watching the doc cleaning the road rash out of your palms? How are you going to get to work on Monday? And what are you going to do if you can’t?
Ever consider asking your auto insurance?
Nobody rolls out of bed in the morning and thinks, “Hm, today’s a good day to have a car accident.” It just doesn’t work like that. You know it. I know it. And the auto insurance industry knows it. You also didn’t ask for a forced vacation courtesy of somebody else’s crazy driving, but you certainly got that. The question is, what are you going to do about it?
If you live in a no-fault state, that’s a no-brainer. All you have to do is pick up the phone and talk to the nice man or woman that’s in charge of filing auto insurance claims. No-fault auto insurance policies come equipped with personal injury protection, which in turn comes equipped with a clause to help you get back a certain percentage of your wages after you’ve been in an accident. Even if you were the one that caused it!
If you didn’t cause it you can also have your guy call their guy and get the rest of your lost wages (above and beyond what your auto insurance company will take care of) from the other driver. Yes, ladies and gentlemen, this is why you have to have liability auto insurance even when you live in a no-fault state! Even if you took sick leave you’re still entitled to reimbursement for some of your lost wages. It’s all about earning potential, and let’s face it…there are better things you could be doing with those sick days!
if you don’t live in a no-fault state you can still get your lost wages back from the other auto insurance company. That includes overtime, bonuses, etc., in case you were interested! What you’re going to need here is verification from your employer that you’re missing out and verification from your doctor that you’re not doing it just because you wanted a day off!
Remember, auto insurance companies expect to reimburse lost wages even if you do have some kind of supplemental income coming in, whether that’s disability, sick pay, or whatever. You shouldn’t lose a penny because of somebody else’s carelessness. Auto insurance is there to make sure you don’t have to.
Oxnard Auto Accident Lawyer?s Top Ten Things That May Cause You to be Turned Away at a Hospital After an Auto Accident
Friday, March 19th, 20101. Requesting a hospital with four star dining.
2. Asking what the mortality rate is at the hospital.
3. Asking how many people have expired in the hospital that day.
4. Asking if you will be given a private nurse.
5. Asking if you can skip the six hour wait in the emergency room by greasing someone’s palm.
6. Asking if they could boot anyone out of the emergency room that has contagious cold symptoms.
7. Asking for the Chief of Staff to be your treating doctor.
8. Demanding that no doctor see you who’s still in their residency training.
9. Asking for some pain medication before you fill out any paperwork.
10. Refusing to fill out any paperwork until you’ve been seen by a doctor.
Here are ten useful tips of advice from an auto accident lawyer to follow if you have been in an accident. You can also learn more about how to handle an auto accident in Oxnard, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com and learning how we can assist you.
Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.
First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.
Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.
Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.
Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.
Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.
Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.
Seventh, call a good auto accident attorney as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good auto accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good auto accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most auto accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.
Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.
Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.
Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.
If you’ve had an auto accident in Oxnard, Long Beach, Santa Monica, Santa Barbara, Ventura, Camarillo, Ojai, Morro Bay, Paso Robles, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Oxnard Auto Accident Lawyer and your Ventura Auto Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.
If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com and learn how we can assist you.
Your Auto Insurance Coverage Explained
Wednesday, March 3rd, 2010If you drive, you need auto insurance. But many drivers still cruise around town uninsured. But why? It’s because they don’t think they’ll end up in an auto accident. However, everyday hundreds of drivers find themselves in auto accidents, and I’m sure it’s safe to say that they weren’t expecting it.
Auto insurance is security. It’s a way to protect your car, yourself, and other drivers while on the road. Auto insurance policy holders pay premiums and in return, the auto insurance company subsidizes expenses involved in an auto accident. It’s a way to protect drivers against costly car repair, hospital, and even legal bills as a result of an auto accident.
But there isn’t just one type of auto insurance available. Drivers have a few options they can choose from when selecting an auto insurance policy. Drivers can choose the level of coverage and liability of their policy. However, more liability and coverage means higher premiums. So how do you decide what policy to get?
What to Select:
When shopping for auto insurance, you first need to establish what type of coverage the state requires you to have and what additional coverage you want. Different states have different auto insurance coverage laws, so be sure to check with the DMV or your auto insurance company about specific state requires. But, in addition to state required levels of coverage, you can always add additional coverage to your policy. Standard coverage options include medical coverage, collision, and comprehensive coverage. Liability coverage options include injury and property damage.
If you want to protect yourself from paying high medical fees for someone you injured in a car accident, include injury liability to your policy. With most policies, you can even state the level of liability coverage, dictating how much your insurance company will cover and what your premiums will be.
What Not to Select:
Some people see auto insurance as a burden. They think they’re perfect drivers and will never get in an auto accident. And if they do, it won’t be their fault and the driver at fault will pay for any necessary repairs and medical expenses. So, they opt for the most inexpensive or basic coverage possible.
If you’re one of these “perfect drivers” who thinks this way, you’re not looking at the entire picture. What if you’re rear ended and injured by an uninsured driver who flees the scene and is never found? Now you’re stuck with medical and car repair expenses. If you had a policy that covered you in such an event, you wouldn’t be stuck with the entire bulk of the bills. Basic auto insurance only provides basic coverage; and the term “basic coverage” means different things to different insurance companies. If you’re shopping for auto insurance, don’t just ask for the most inexpensive and basic policy. Think about what you need to keep yourself safe on the road in any situation. You never know what will happen when you’re on the road.
Auto insurance is a basic necessity of life. If you want to keep yourself safe while on the road, you need to have proper auto insurance and a policy with the coverage and liability you need to protect yourself and your passengers in any situation.
For more articles on Auto Insurance, visit: http://www.bills.com/auto-insurance-coverage-explained-article/
Do You Have Problems Finding Reasonable Auto Insurance Coverage Because of Claims on Your Record?
Sunday, February 28th, 2010Because of a lot of claims on your driving record you are now in the market looking for new auto insurance coverage? I’m sure you are sick and tired of paying higher premiums every month for your auto insurance.
Your car insurance company probably charges you an arm and a leg just to keep coverage on your car. I am sure that your are budgeting more than usual and you might also be among the millions of people that just recently lost their job because of the economic conditions.
One of the first places you will to start to cut money at when times are tough is through your auto insurance. And for some reason you just can’t seem to save money on your car insurance policy. Just do not let your frustration get the best of you.
The reason you are not getting a good quote on your car insurance coverage is because you are not searching at the right places. Wouldn’t it have been nice to save at least $400-$500 extra every on your auto insurance coverage?
That is money that you can easily use to add more groceries to your list so your family can afford to eat a decent meal for once.
The money can be used as an emergency fund when times get tight or when someone has to go to the hospital and you need to pay medical bills. There is a lot of worries that come with having little extra money because if anything happens you definitely will be screwed.
Camarillo Auto Accident Lawyer?s Top Ten Charges You Least Want to See on Your Hospital Bill After an Auto Accident
Wednesday, February 24th, 20101. Four star restaurant type charges for the food they served you from their cafeteria.
2. Bathroom charges.
3. Bed linen charges.
4. Charges for lost towels.
5. Charges for blood transfusions with no idea how safe the blood was.
6. Needle charges.
7. Charges for medication you don’t recall receiving.
8. Charges for massages you know you never received.
9. Cable television charges.
10. Utility charges.
Here are ten useful tips of advice from an auto accident lawyer to follow if you have been in an accident. You can also learn more about how to handle an auto accident in Camarillo, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com and learning how we can assist you.
Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.
First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.
Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.
Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.
Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.
Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.
Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.
Seventh, call a good auto accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good auto accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good auto accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most auto accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.
Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.
Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.
Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.
If you’ve had an auto accident in Camarillo, Thousand Oaks, Westlake Village, Torrance, Carson, Brentwood, Manhattan Beach, Hermosa Beach, Redondo Beach, Santa Maria, Santa Barbara, Ventura, Oxnard, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Camarillo Auto Accident Lawyer and your Ventura Auto Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.
If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com and learn how we can assist you.
Some views regarding the uninsured or underinsured motorist coverage of Austin auto insurance
Sunday, June 24th, 2007All person who have Austin auto insurance should include the liability coverage for it will protect you from spending your own money in paying for the medical bills and car repair when something went wrong in the future. This is the most expensive in your car insurance because you have to spend $25,000 for the injury of every person involved in the accident which has a sum of $50, 000 in every accident and $25, 000 for the cost of the damaged property including car repair. You might be paying more for this coverage but this will help you a lot to avoid having further problems in the future. In Austin Texas, people who are driving their car are obliged to have the minimum requirement in their policy but sad to say not all are concern and they do not even care if they do not have enough auto insurance while they are driving their car. This is the time when you need the uninsured/underinsured coverage in your policy. Uninsured driver still drives his car even if his car is not insured and so the tendency is to do hit and run and on the other hand underinsured driver does not have adequate Austin auto insurance that will pay for the hospitalization and the car repair of the other driver. Thus, if you have been involved in an accident where uninsured or underinsured driver is at fault, you have no choice but to spend on your own regarding your hospital bills as well as your car repair. You will not have problems in these cases if you have uninsured/underinsured motorist coverage in your policy which is only optional but still being offered by your choice insurance company. If you do not want to add your existing coverage then it will be recognized in a form of writing. Buying this coverage is not just a waste of money because it will serve as your protection for your family if ever you have been involved in an accident. If you are not so sure about buying the said coverage, you may talk to your agent for some clarification. You should get the point that your Austin auto insurance will only pay for the damages you might cause to the other people but not on your own injuries and damages if the driver that hit your car is uninsured or underinsured. The personal assets of the uninsured driver who is liable on the accident is not that precious to cover your expenses and so you have to make use of your own money.Therefore, if you want to avoid having problems regarding money in such incidents, you should include uninsured/underinsured motorist coverage on your Austin auto insurance. This way, you will not have to worry about your own expenses when worst thing happens.
You Can Get Low Cost Cheap Auto Insurance – Great Car Insurance Coverage
Sunday, May 20th, 2007It is very important to have auto car insurance coverage if you get into an accident because if you do not have enough coverage you will not be able to get your car fixed. If the accident is your fault then it is really important that you have enough coverage to pay for the other drivers vehicle and if they have to go to the hospital. There have been many cases where the other driver goes to the hospital and the one who does not have the proper coverage gets sued and they lose everything they have.
Find the Best Discount Insurance
Many people are finding that using a online search can be a great way to find auto insurance a the best rates that are available. You need to check the rates as well as do a comparison on the policies coverage. You may find a good quote but you may see that the coverage is not adequate for you in case the worse happens and you are in an accident.
Get Cheap Insurance Quote Now
There are many places that have a system to where you can get quotes form many companies at one time and this can be the best way to view price and coverage at the same time. Using the internet to find your auto insurance is better than the old method of calling all the insurance agents in your town. It could take a week to get quotes from all of them but now with the click of the mouse you can know exactly what it is going to cost you.
Remember that you need to go to a site that will allow you to get online quotes instantly.
