Posts Tagged ‘About’

La Mesa Motorcycle Accident Lawyer?s Top Ten Things You Least Want to Hear About at the Hospital After a Motorcycle Accident

Sunday, April 4th, 2010

1. The patient who everybody liked so much, whose bed you now have.

 

2. How they all thought the former patient was going to make it.

 

3. How unfortunate it was that he was given the wrong medicine.

 

4. And had his X-rays mixed up with someone elses.

 

5. And had his chart lost.

 

6. How ironic it is that they removed the one organ he had that was functioning fine.

 

7. That they gave him the wrong type blood in a transfusion.

 

8. That everyone is sure this comedy of errors couldn’t happen again.

 

9. That the chance of these types of mistakes happening are one in at least fifty at this hospital.

 

10. The nurse calling you by the wrong name.

 

Here are ten useful tips of advice from a motorcycle accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a motorcycle accident in La Mesa, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good motorcycle accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good motorcycle accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good motorcycle accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most motorcycle accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a motorcycle accident in La Mesa, Lakeside, Santee, Poway, Spring Valley, Lemon Grove, Coronado, National City, San Diego, Carlsbad, Oceanside, La Jolla, Del Mar, Escondido, Chula Vista, El Cajon, Vista, San Marcos, or anywhere in Southern California, we have the knowledge and resources to be your San Diego Motorcycle Accident Lawyer and your La Mesa Motorcycle Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

Paul Watson’s Article About Obamacare: Taxing The American People Into Oblivion on Alex Jones Tv

Sunday, March 28th, 2010


Obamacare: Taxing The American People Into Oblivion Steve Watson and Paul Watson www.prisonplanet.com Tuesday, March 23rd, 2010 HR 3590, The Patient Protection and Affordable Care Act, to give it its full title, is rammed full of tax increases which will further economically cripple Americans already laboring under the worst financial crisis since the great depression. The partnering Reconciliation Act, currently in the Senate, also contains a raft of pork barrel and tax hikes, there to fund the trillion dollar cost of nationalizing medicine. As reported by Bloomberg News today, analysis by the nonpartisan congressional Joint Committee on Taxation reveals that the bill will generate $409.2 billion in additional taxes by 2019. In addition, the Congressional Budget Office states that the bill also levies almost $69 billion more in penalties for those who fail to meet mandates to buy insurance. The Journal of Accountancy boils down some of the tax hikes and penalty fees in HR 3590 and the Reconciliation Act the highlights include Excise Tax on Uninsured Individuals Individuals who fail to maintain minimum essential coverage will be subject to a penalty equal to $750. The fee for an uninsured individual under age 18 is one-half of the adult fee. Excise Tax on High-Cost Employer Plans The federal government would impose a 40% tax on the value of employer-sponsored health coverage exceeding certain thresholds. Those levels are projected to be $8500 for self only and $23000 for

Part II: Mindless longwinded rant about hospitals, insurance companies and banks

Friday, March 12th, 2010


If you are still watching this you are my new best friend. Part I: www.youtube.com

Know about California Health Insurance

Tuesday, March 9th, 2010

Health insurance in California is at an all time popular high. Over 87 percent of Californians have health insurance, whether it is direct through their employer, through the state or through themselves individually. California State has devised a program which aims to help people find the best possible health insurance. It is one of the first states in the country to do but has received very different results from the program which you will see below. Unlike other states if you in dispute with your California health insurance company, e.g. your insurance company refuses to pay out, or doesn’t pay out as much as they agreed in the original contract etc, the state has a team of people designed to help you out of this tricky situation. They are meant to do everything for you, including taking the insurance company to court in order for them to pay out to you. And best of all its completely free of charge to Californian citizens. Even though California health insurance is one of the most complex systems of its type, there are many organizations which can help you through the hassle. Medi-Cal, Medicare, and Healthy Families are such companies which help you out and can show you the best plans for your needs. They are completely neutral, so you know you will be getting a fair quote. However as a whole, the government’s plan to give health insurance to everyone in the state at fair prices failed quite miserably. Although the majority of people in the state do have California health insurance, the larger companies are still raking in all the money, whilst the smaller companies are struggling to get by. Baraka Obama wants to use California’s “fail” on health insurance policies to influence the United States on things which made the system collapse as is has done. One of the main problems of the Health insurance in California was the dispute with the Mexicans. Mexican newspapers were advertising that Mexican people could get health insurance from just crossing the border at a fraction of the price they were being charged. And when the Mexicans get sick in California they go to the hospitals; insured or not. As the hospitals cannot turn anyone away who has a medical emergency the state starts to lose money, as because the Mexicans are not native of the United States they cannot be forced to pay the hospital bills, making the taxpayer pay them. As you can see the health insurance system in California is very much in chaos. There are plans to correct it and return it to how it should be, but so far none have been properly implemented, and thus the Mexicans keep coming up and effectively stealing from the United States citizens. Unless something is done soon ordinary people may have a hard time getting approved for health insurance, or even in the worst cases get turned away from hospitals because there is simply not enough room.

Part I: Mindless longwinded rant about banks, hospitals, and insurance companies

Friday, February 26th, 2010


You probably don’t want to watch this. Part II: www.youtube.com

Feel free to talk about fees: having the talk: why, how and when to approach your broker to discuss fee-based services.: An article from: Risk & Insurance

Wednesday, February 24th, 2010

Product Description
This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1079 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.

Citation Details
Title: Feel free to talk about fees: having the talk: why, how and when to approach your broker to discuss fee-based services.(VIEWPOINT)
Author: Carolyn Snow
Publication: Risk & Insurance (Magazine/Journal)
Date: February 1, 2009
Publisher: Axon Group
Volume: 20 Issue: 2 Page: 90(1)

Distributed by Gale, a part of Cengage Learning

Feel free to talk about fees: having the talk: why, how and when to approach your broker to discuss fee-based services.: An article from: Risk & Insurance

Medicare increases stroke benefit for hospitals: the new DRG will increase reimbursement to hospitals for acute stroke care by about $6,000.(diagnosis-related … An article from: Family Practice News

Monday, February 15th, 2010

Product Description
This digital document is an article from Family Practice News, published by Thomson Gale on October 15, 2005. The length of the article is 1051 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Medicare increases stroke benefit for hospitals: the new DRG will increase reimbursement to hospitals for acute stroke care by about $6,000.(Practice Trends)(diagnosis-related group)
Author: Joyce Frieden
Publication: Family Practice News (Magazine/Journal)
Date: October 15, 2005
Publisher: Thomson Gale
Volume: 35 Issue: 20 Page: 74(1)

Distributed by Thomson Gale

Medicare increases stroke benefit for hospitals: the new DRG will increase reimbursement to hospitals for acute stroke care by about $6,000.(diagnosis-related … An article from: Family Practice News

Health Insurance – What’s Special About It?

Wednesday, February 10th, 2010

TYPES OF HEALTH INSURANCE PLANS AVAILABLE
In order to understand your health insurance coverage, you must first be able to identify what type of health plan you may have. There are 3 different health plans available to consumers:
PRIVATE HEALTH INSURANCE PLANS AVAILABLE
Typically, a health insurance benefit plan is a contract between your employer and a third party (an insurance company). These contracts vary widely depending on the benefits and coverage levels negotiated by your employer. Oftentimes, the benefits information provided by your health insurance plan is confusing-leaving you unsure of what speech and/or hearing services will or won’t be covered.
Remember, the benefits booklet you receive is merely a summary of benefits-not actual contract language. You may need to examine the policy or contract to truly understand your health insurance plan’s coverage and limitations. The policy or contract can be obtained from your benefits manager. It is vital that you review the speech and hearing benefits information provided by your health plan and employer before you receive services.
MEDICAID
Medicaid provides medical assistance to certain individuals and families with low incomes and resources. It is jointly funded by the Federal and State governments. Although the federal government establishes national guidelines, each state has the authority to establish its own eligibility standards for health insurance, determine the type and duration and scope of services for health insurance, set the rates of payments and administer the program. As part of the plan, the state must offer medical assistance for certain basic services to those living under the poverty level. For adults over the age of 21, the states are not required to provide speech-language pathology and audiology services.
To ascertain the coverage in your health insurance state, you should contact the state Medicaid agency.
For children under the age of 21, the Medicaid law requires the states to provide hearing screenings and assessment of communication skills and language development as part of the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) service. Based on the findings of this screening, the state must provide services and related devices such as hearing aids and AAC devices to treat or ameliorate the condition. Medicaid recognizes the importance of school-based speech-language pathology and audiology services although it is a medical assistance program. The federal Medicaid program actually encourages states to use their Medicaid programs to help pay for certain health care and health insurance services delivered in the schools if federal regulations are followed. Contact your local school district to inquire if they participate in the Medicaid program.
MEDICARE
In 1965, the Social Security Act established both Medicare and Medicaid. Medicare is the federal health insurance program that is designated for those people who are 65+ years of age. Although directed towards a specific age bracket, Medicare plans are also applicable to certain disabled people.
Medicare covers most health insurance services for assessing and treating speech, language, swallowing, hearing and balance disorders. It covers most hearing examinations but it does not cover hearing aids or tests for hearing aids.
Medicare has two major parts: Part A is hospital insurance and is financed through federal taxes while Part B is supplementary medical insurance and has a monthly
premium.
Medicare Part A helps cover hospital stays, limited skilled nursing facility care when daily skilled services are needed, home health care and hospice care. Most services for speech, language, hearing and related disorders such as those effecting swallowing and balance are covered in these settings. Medicare regulations allow rehabilitation services when significant functional progress is expected and/or maintenance care is needed.
Medicare Part B helps cover physician services, audiology testing services, outpatient hospital services, rehabilitation agency services and comprehensive outpatient rehabilitation facility services. Service for speech and related disorders are covered in these settings. Thanks for reading.

Truth About Hospital Bills

Tuesday, March 11th, 2008


Large hospital bills may not be all that accurate. After insurance, hospitals may bill the balance to patients. Wyatt Andrews reports on these sometime illegal charges.