Payment FAQ

By DerrikKyle on April 9, 2010, 4:28 pm

An Ebay Scam? Just Wondering?Just Got This Email after posting a laptop on ebay. What should i do??Good day peddler, how are you doing? I’m Mrs Rose Antony,I found your item very interesting tolerate me know if it’s still available and the item condition.I will offer you $520.00 USD for the item including shipping cost through DHL Express 1-2days abdication to my grandson who is on vacation trip next to his dad who work for American embassy in USA surrounded by Mississippi,i wanted to buy it for him as a birthday offering and because he need of it.You can gain back to me beside your full name and paypal email address if you are interested selling the item for me and i will construct the payment as soon as possible.my email..(mrs.rose01(a)gmail.com) I look forward to audible range from you soon.Thank YouAnnual credit report .com?So who has done this? I want to spread out my free 3 reports over a yr, 1 every 4 months. I want to know what your advice is on this and how accurate it is? Also if i payment down some cards now (this month), when will it show on my report?Another credit card interview ?i just asked this but i get the APR wrong ok so here it is again I Own lb1400 on my credit card at 15.9% APR what will the monthly intrest be how do i work it out ? if i pay past its sell-by date 100 pounds a month it will take 14 months to payment it off but how much intrest will in attendance be included in this ?Another examine on missed salary?when we moved on house nov, our mortgage company mad an error of which they have agreed be there fault, we completion on 2nd nov, and be told the our first mortgage payment was due on the 1st dec, this be not the case.our first payment should be 30th nov, we missed this grant and was sent a letter on 10th dec, wise saying we were in arrears, we remunerated this on the 10th dec by card over the phone, but its on our credit report. when does the 30 days start from ie 30th nov?, as if this is the case its only be 10 days?Another request for information…? There are a few things on my fiance credit report that don’t have a number to them. The are actually medical bills that we “assume” are for his two kids because he be not living in West Virginia at the time the bills were created and within is a court order stating that he needs to rate 49% of all medical expences so we figured his ex put his autograph down responcible for the bill. Anyways, there is no number for contacting but there is an address. How can we dance about contacting them to confirm WHAT the bills are for and possibly arrange a payment plan?? If by dispatch, what exactly do we need to put in the epistle (I am not very good at writing “offical” letters).Thanks!!any AA miles credit cards beside no annual payment?Just wondering if there are any other credit cards than those citi ones that can earn me AA miles? They charge you $75 a year and the apr is similar to 25%…Any company that provides loans for fruitless credit?need to find a company that provides loan for family with fruitless credit.. no down payment neededAny information going on for who to turn to for back when out of work and no income coming it?I have never lost a opportunity in the 30+ years that I worked( Medical Transcriptionist), immediately I am there. Believe me I enjoy sent resumes all over the place, but what I requirement to know is where can I turn for assist when the creditor don’t seem to read between the lines that no job mode no money. Debt managment cannot help because I own no job so consequently cannot set up a debt payment. I really don’t want to contend bankrupcy because I feel if I can hold on rather longer a job will materialize. I other paid my bills and this is terrifically difficult, the letters are threatening and one company will work near me but they want my bank route numbers ( I am not doing that, besides near is hardly any money contained by there). What can I do or what can be done?. I have other been a responsible individual but very soon I am under so much stress. If any body know anything please let me know.Any lawer out here, interview just about bounced check?I have a collection agency after me for credit card debt. I am on disability but was paying them $50.00 a month. My situation have changed and don’t have the money to pay anymore. I call them and told them not to cash an electronic check. I also put a stop payment on it as near is no money in the bank. My lone income is disabilty. I know they can sue but can they do anything else about there bounced check as I informed them not to lolly it and I also put a stop payment on it. Thanks for your answerAny one from San Diego that own experience on credit counselling?I have need of to payment my debts and adjectives my doors are closing please inform me in the region of your experience next to this or other programs to recompense my debts…Any suggestions surrounded by how to ask the credit bureau to dismiss a delinquency?Last year, we were refinincing our home and since it be during the holidays the funding date delayed. The pay bad was be done on Friday but this did not record until Tuesday due to the holidays. Bottom dash is now we hold in our credit history a deferred payment later year. Any suggestions how to beg for mercy to the credit bureau?Anybody know anything almost Westbury Ventures?Has anyone dealt with this company. They are payday loan company and I default on payment. So I tried to set up a payment plan and they refuse. Now they are trying to add all these charges. They hold harassing me at work. I work for a law firm so I had one of the lawyer tell him to kindly quit calling we don’t adopt debt collection calls. So now they are calling and in recent times laughing and then hanging up. I looked up payday loan law in Illinois and they can’t charge any extra fees after default except insufficient funds. Well, you see I put stop payments on that company and they are wacky. I have now asked for a detailed bill. I took out a 300.00 loan and they are claiming I owe 960.00. I own already paid them 180.00 since October. How can I get them to make tracks me alone. How can I set up a payment plan when they refuse to bestow me a detailed bill and information to mail it to. I refuse to confer them my bank account number. Anyone enjoy experience w/this?Anyone approaching first premiere edge card?So I am current on my payments with FP, but they charged an annual allowance on the 4th after I sent in my monthly pmt, so presently even though they say I am current I am 45.00 over the credit consideration. They called me and said the subsequent payment immediately 65.00 is due on the 30 of april. I said fine I will pay it on the due date explicitly when I get salaried next. Well your over the constrain and I said but I am current and you just said it wasn’t due until the 30th. Well, immediately because I am over the limit they are call every 2 hours wanting payment. I can set my survey by them. This morning they called at 8am and later again at 830am. Technically because I am current and this 45.00 isn’t due until the 30th anyways, can they harrass me like this. Is in that anything I can do.Anyone be involved next to debt collection agencies? Were you competent to negotiate w/ them?I have been turned over to ASG and through some research, saw that sometimes guaranteed agencies will take full payment and agree to remove the reason from all 3 major credit reporters. I originally offered them $700 out of $1100, and they said sure, if I could reward by the next day. I could not. I know it is possible to negotiate, but have anyone had any real luck or suggestion?Anyone enjoy experience beside collections?last year i go to the hospital and got a bill but couldnt settle up it so i put it off. I believe i have just get my insurence from Aetna. but i guess no claim was made or i have gotten it a month or two later. i moved and didnt draw from anymore letters. when i visit my mom collections had sent a few packages and its in the 3000 dollar nouns. it has an intersest. i dont know for how long. if i bid im afraid they are gonna ask for a huge payment that i of late dont have. since its be a year now will they even bother to give support to? Will my insurance even matter immediately thats its in collections. have anyone been through this in the past? i can use as much info and expirience as possible!! Im kinda scared presently.Anyone experienced Credit Card Protection Scam?Two years ago I was looking over salaried CC bills, and had $365 charged to my CC overtime, from a protection insurance company that I have NOT signed up for. I called & they assured my they wouldn’t hold charged me without my voice concent, or a signed document. In the shutting down they had NO proof I signed up for it. I be refunded.Recently it have happened again. A different Protection Plan that I hold NOT signed up for. They have, what I consider, stolen, almost $250 dollars from me. I own contacted them only to be told they wouldn’t charge me unless they have a signed document. Well, long story short, they can’t show me proof…they will actually hang up up on me when I ask for a supervisor…My CC company says they can’t carry involved in the dispute. What do I do?? Does this start a lot? I enjoy even considered getting an Atty.In the future I will payment closer attention…but that won’t help me very soon.Anyone gain thier stimulus expenditure but not obtain the info on “Wheres my stimulus Payment” on IRS site?IRS Schedule says we are due to get our stimulus pay-out direct deposit by this Friday 5/9 and on the Where is my stimulus payment it says it will post info in attendance 1 week prior to payment date but when I go nearby says no info available. Anyone get their check even though it say no info available?Anyone have any luck getting exorbatant charges refund from credit card companies ?Im trying to get MBNA to cough up unsettled payment / overlimit fees they charged me. Am using money expert.com and template they provide. Has anyone had any nouns with their charges, conspicuously with MBNA ? Im expecting a foremost fight, any proposal ?Anyone have problems beside juniper credit card e-payments?made cc payment via email, recd confirmation singular to be informed after due date that payment not validand huge fees assesed.Anyone hold a online reward problem near Providian/WaMu?We made a payment on the 11th and scheduled it for the 14th. Clicked submit and on the confirmation page subsequent to the number it said a copy would be sent to the messenge center. A week later card declined even thought here was a confirmation number they have no copy of the transaction. Found a program that finds the https URL (total recall) but it only goes put money on to the 18th. Found another program that goes back to concluding year but it only showed the “host” URL. I need the https URL for the 11th at 20:30 (at most minuscule the 2nd showed me the exact day and time I need) Seems to me there is the potential for a class deed suit if others have had this problemAnyone know what the interest rates on A Capital One No Hassles card is?And what is APR? I am not sure what that stands for. I am looking for a Capital One Calculator to see how much my minimum payment would be if I bought something, but can’t find one.Anyone near a World Perks Visa card NOT take-home pay an annual tax?I pay a $55 annual payment for this credit card. Should I ask them to drop the fee? Will they? I also own GM card with no annual levy, but have no burning desire to buy a coupé at this time.Anyone touch close to they are simply working soley to discharge debt to credit cards?Ok so here’s the deal. I’m 24, have 6000.00 within debt to credit cards. My mom offered to consolidate them to her credit card since there was no APR for 6 months she have awesome credit. Anyway this was about run out of last year. The deal be I would cut up my credit cards and toss them. Well I didnt. And now I have added another 2500 to my debt. I am paying her a vehicle payment and credit card payment but I’m trying to save enough from my paycheck to cover my own credit card bills. She’s been wondering lately why I won’t grant her more since I have no other bills. I work at a credit union but I couldn’t procure approved for a loan to consolidate my credit. My boss thinks I should tell my parents but I can’t! It would upset them too much! What should I do? Are here any other options? I can’t save money I dance paycheck to paycheck just on bills I barely enjoy enough to live on! Please any advice?AOL users – billing interrogate!?What name typically shows up on your bill when you are charged for AOL service? Is it Time Warner or a short time ago AOL? Im in the process of cancel my service that I just signed up for, but never used, and Ive be told that AOL is notorious for still billing even after the termination request, so I would like to inform my credit card company of what to discard payment on. Thank you!Apex (collection agency—anyone hear of them?)?One of my credit cards went to collections (Apex) I call them, trying to settle with them and they are relating me that if a claim is less than $2500.00 they can’t negotiate and enjoy to have the full amount; which is $1300. For one, is this true? (My other credit card collection settled for solitary $500 out of the $1100 I owed them) If it is true and that’s how they work…what about this? I asked for an address to post the payment to and they said they are one and only obligated to send out one notification memo if the debt isn’t paid they transport it up higher and could have it in mind more charges. They said the only bearing to pay excluding checking account is a Moneygram. Are they pulling my leg here? By the approach, all my bills get WAY behind when I be out of work due to a auto accident but I am wager on to work and ready to clear them up presently. Thanks for advice.Applied Card Bank, Who can I report them to?On 11/25/06 I went online to rate my cc bill. I paid $566 to be debit from my article. The same day I go back within and modified my payment to a different date of 12/01/06. I recieved an email confirmation afterwards, which showed a date of 12/01/06 post date.On 11/30/06 I go back online to dissolve the payment because I required to mail it surrounded by to keep from getting charged the $6.95 online wage fee. So I did. Then I google ACB to see if anyoneone have and trouble sending payments by mail, and I saw individuals were sending payments surrounded by 10 days ahead of their due dates and they get late fees.So I go back online and rota my payment again for 12/01/06. There be no pending payments at the time, nought but this one payment I a short time ago made.On 12/01/06 I went support online and saw that the payment be sent BUT, I had another sum pending. I call them and explained that their system was messed up, and that I individual made 1 payment. I have proof and faxed it to them, but … More Payment questions please visit : Credit12345.com

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